Accessing your 1095-C

February 20, 2026

Under the Paperwork Burden Reduction Act, effective December 23, 2024, employers are no longer required to automatically distribute Form 1095-C to individuals.

Effective February 20, 2026, you can access an electronic copy of your Form 1095-C, by completing the following two steps with Equifax, our administrator:

Please note that Form 1095-C is not required when filing your federal income tax return; however, you should retain it for your personal tax records.

If you do not opt-in to receive the form electronically, please reach out to urhr@richmond.edu to request a paper copy which will be mailed within 30 days of the request.